General information only: This article is not legal, financial or recovery advice and does not replace advice from a qualified professional familiar with the facts.
Build a dated chronology
List every part-payment, cheque, bank transfer, written promise, reconciliation and missed commitment. Match each entry to supporting bank or communication records.
Confirm what the record actually says
A message may acknowledge the full balance, only an invoice, or merely request time without admitting the claim. Do not overstate its meaning.
Review dates carefully
Dates can be important to commercial and legal assessment. Where limitation or enforceability may be relevant, obtain a manual legal review rather than relying on a calculator.
Use the chronology in negotiation
A clear chronology helps the client decide whether to continue follow-up, approve instalments, consider settlement or seek separate legal advice.
Practical next step
Organise the invoices, ledger, order or agreement, delivery records and communication history. Use the CredEnd recovery calculator to identify document gaps, or submit the case for a confidential assessment.